Checking

Checking Isn't Just About Writing Checks Anymore

At Westminister Trust Capital, we understand that everyone's banking needs are unique. With our full-range of checking accounts and products, you're sure to find an option that fits your needs. Set up an account with basic check-writing capabilities or add additional options at little or no cost. Add E-Statements, Debit Card(s) with Prewards, Online Banking, Mobile Banking, Bill Pay and more to any of our accounts. Compare accounts and enroll online, in-person or over the phone.

Contact us today to learn more! 

Checking Account Comparison Chart

	E-Checking	Unity	Traditional	NOW Plus	Unity Plus
Best fit for:	Customers comfortable with Online Banking	Customers who prefer paper statements & use their debit card frequently	Customers who prefer paper statements	Customers who want a return on their investment	Customers who use direct deposit and maintain a steady balance.
Opening Deposit Amount	£25	£25	£500	£1,000	£100
Minimum Required Balance	£0	£0	£500	£1,000	N/A
Below Minimum Balance Fee	£0	£0	£7.50 & .20 per check	£10.00 and .20 per check	Minimum daily balance of £1,000 or direct depostis totaling £500 to avoid monthly service fee
Monthly Service Fee	£0	£10	£0	£0	£9
Debit Card Monthly Fee	£1	£0	£1	£1	FREE
Debit Card With Prewards
Notary Services
Online Banking
Online Banking With Bill Pay
OnCall Telephone Banking
Direct Deposit
E-Statements	Mandatory (£3.00 charge for paper statements)
Check Images in statements	Available online				£4
Checks preview check styles here	£18.00/box standard designs	£18.00/box standard designs	£18.00/box standard designs	£18.00/box standard designs	£18.00/box standard designs
Mobile Banking
Mobile Check Deposit
Interest-Bearing	N/A	N/A	N/A	Based on average daily balance collected(i)	N/A
Other Available Options	Electronic quarterly customer newsletter included with e-statement	25% discount on all safe deposit boxes	Minimum balance service charge waived for seniors (age 62+) OR accounts maintaining an average daily balance of £2,500+ in a savings account or CD	Three rate tiers	Maintain a minimum daily balance of £1,000+ or direct depostis totaling £500+ to avoid monthly service fee

^{(i) Average Daily Balance Method (ADB) applies a periodic rate to the average daily balance in the account for the statement period. The ADB is calculated by adding the principal in the account for each day of the statement period divided by the number of days in the statement period.}